Who Pays for Medical Bills After a Truck Accident?

Man in hospital paying medical bills after a truck accident.

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Several different parties might pay for your medical bills after a truck accident. Your PIP or Med-Pay coverage, the other driver’s insurance, your medical insurance plan, or the state or local government are all possibilities.

As we pursue a successful outcome for your personal injury lawsuit, the team at Thompson Law can help you understand how to cover your expenses. We know just how fast medical bills can pile up after a crash. Collecting fair compensation for your significant expenses is our top priority. Call us for a free consultation on your case today.

Common causes of truck accidents in Texas are:

  • Speeding
  • Distracted driving
  • Drunk driving
  • Tailgating
  • Fatigued driving
  • Failure to yield
  • Road rage and aggressive driving

Unfortunately, truck crashes are common in Texas. And every year, auto accident injuries are on the rise. If you are the victim of someone else’s negligence, you do not have to fight for compensation on your own. Call the personal injury lawyers at Thompson Law today.

Texas is a Fault State

Generally, states fall into two categories, “fault states” and “no-fault states.” “At fault” means the party responsible for the accident is also liable for the damages. Texas is one of 38 at-fault states in the U.S. Texas does not require no-fault insurance, but each state has the option to do so. 

If you are awarded a settlement in Texas, payment is usually made through the insurance agencies. Costs covered by insurance might include medical bills, property damages, auto repairs, and lost wages. Each state has its own minimum insurance coverage amount. 

In Texas, the current minimum liability limits are:

  • $30,000 for each injured person
  • $25,000 for property damage
  • Up to $60,000 per accident

Medical Bills After a Truck Accident

If you were injured in a truck wreck, the stream of medical bills can start to feel endless. Expenses after an auto accident can include: 

  • ER visits
  • Surgeries
  • Lab fees
  • Mental health treatment
  • Ambulance transportation
  • Prescription medication
  • Physical therapy or rehabilitation
  • Any future medical costs

At Thompson Law, our truck accident attorneys can help you wade through the complex legal processes of a personal injury lawsuit. When bills, suffering, and stress take their toll, your auto accident attorney is there to ease your burdens by seeking fair compensation. We believe that no one should suffer for fear of medical expenses they cannot afford. 

Damages You Can Seek After a Truck Accident

A truck accident can result in significant damages. If you are the victim of another driver’s negligence, you have the right to seek compensation through a personal injury lawsuit. In addition to your doctor’s visits and emergency room fees, you may be entitled to compensation for pain and suffering, lost wages, and punitive damages.

Punitive damages are intended to punish the negligent driver and deter others from engaging in similar behavior. Every case is different, and your auto accident attorney can help you understand your legal rights and the damages you may be entitled to collect.

Who Determines Fault in a Truck Accident?

At different stages of your claims process, various parties may determine fault. Law enforcement is often the first party at the scene. Police officers record and document critical information, including photos of the scene, notes about the drivers, and witness accounts. An officer might note whether a driver appears drowsy, intoxicated, or aggressive. 

Once the claim is received, insurance companies assign claims adjusters to review the details. Insurance companies are heavily invested in denying your claim or offering a low settlement amount. But it is important to remember that the adjustor’s determination of fault is not final. If settlement negotiations fail, your claim may proceed to a Texas court. At this stage, a judge or jury will decide which party is at fault in the accident. No matter what stage of the process you are in, your best bet is to hire a Texas auto accident attorney who knows the ins and outs of personal injury law.

An Auto Accident Attorney Can Help

If another driver’s negligence caused your injuries, you are not stuck with outrageous medical bills and expenses. Our auto accident attorneys will work toward a fair settlement that compensates for medical bills, pain and suffering, and lost wages. Call us today for a free consultation so we can discuss your legal rights and options. 

Truck Accident Lawyer FAQ (Frequently Asked Questions)

What is a personal injury lawsuit?

A personal injury lawsuit is a legal dispute where one person holds another person accountable for their injuries. Examples of personal injury accidents are truck accidents, big truck accidents, workplace accidents, and medical malpractice. In a personal injury lawsuit, the injured party seeks damages for medical bills, lost wages, pain and suffering, and more.

Should I get a lawyer for a truck accident that wasn’t my fault in Texas?

If you were in an auto accident that was not your fault, an attorney can protect your rights. In addition, your lawyer will build a strong case so that you can win financial recovery for your medical bills, lost wages, pain and suffering, and more. Determining fault in a truck crash can be difficult, but a seasoned attorney will fight on your behalf. 

What are some common causes of truck accidents in Texas?

Common causes of truck accidents in Texas include drunk driving, texting or talking while driving, speeding, tailgating, and aggressive driving or road rage. While drivers are often tempted to multitask, even a few seconds of distraction can cause a serious or even fatal crash. 

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Thompson Law’s Guarantee

Thompson Law offers free case reviews to every potential client so we can help you determine the best legal approach to pursue. We receive no attorney fees and you pay no legal expenses unless you get compensated for your accident.

Thompson Law’s personal injury lawyers and their legal teams treat every client with respect, empathy, and compassion. We understand that there is no one-size-fits-all approach, as every case is unique and different. Our firm won 10 of the top 50 settlements in Texas in 2020, including the 2nd and 3rd largest personal injury settlements in the State. We can help you, too.

State law limits the time to file a claim following a personal injury accident. If you have been injured, call now for the help you need.