Many people are under the false impression that insurance companies are there to help you. Often, people don’t see the value of hiring a lawyer after a loss or an injury and think that it is unnecessary to file a claim. They believe that they can handle the case on their own, or that their insurance company will take care of them. Unfortunately, this often ends up costing them the compensation they are rightfully entitled to, due to difficulty people often have answering the question “What is my claim worth?”
Here’s why you should work with an experienced personal injury attorney after an accident:
- Our Interests Are Aligned: Unlike insurance companies that are more concerned about their profits at the expense of your welfare and health, an attorney at Thompson Law will act as your advocate. Calls and consultations are free, and there is no fee unless we win your case.
- We Argue for and Establish Fault/Liability: Having a skilled lawyer is crucial to proving fault in your case. We have a team of investigators who revisit the scene of the accident, collect necessary evidence, and interview witnesses. We will work to ensure that there is no doubt regarding liability.
- We Understand the Details of Texas Law: Besides filing complex paperwork, Texas has strict laws and regulations regarding personal injury claims. Our attorneys have extensive experience and knowledge, leveraging their experience for the benefit of our clients. We will ensure that you receive the just compensation you deserve.
- We Have the Expertise to Help Evaluate and Assess Damages: Since we have handled various types of personal injury cases over many years, we are aware of monetary damages you might not be, including: healthcare expenses, future medical care, lost wages, travel expenses, loss of enjoyment of life, and physical pain and suffering.
Your Peace of Mind: Your personal injury accident may have left you traumatized and facing significant medical bills. Victims might temporarily or permanently be unable to earn a living as a result of an accident. An injury attorney will help you locate proper treatment to properly assess injuries and ensure just and fair compensation.
Many personal injury claims involve multiple parties who may be held liable for damages sustained from an accident. When someone suffers a severe injury – such as broken bones or spinal cord injury – sometimes the individual responsible for the accident might not have an adequate insurance coverage to fully compensate the victim(s).
Often people find it difficult to understand how to shop for the right insurance for them, or what their insurance coverage even entails. The Texas minimum auto insurance liability limits for motor vehicle collisions, for example, are relatively low. Texas requires drivers to carry at a minimum the following auto insurance coverage:
Bodily Injury Liability: $30,000 (per person) $60,000 (total per accident)
Property Damage Liability: $25,000
Personal Injury Protection (PIP): $2,500 (optional coverage, requiring rejection in writing)
Uninsured Motorist Bodily Injury: $30,000 per person $60,000 per accident (Optional Coverage)
Uninsured Motorist Property Damage: $25,000 with $250 deductible (Optional Coverage)
According to the National Safety Council (NSC), the estimated cost of accident-related injuries is around $72,000 for incapacitating injuries and around $23,400 for non-incapacitating injuries. These estimates include lost wages, vehicle damages, and medical expenses; but, do not take into consideration pain and suffering, diminished future earning capacity, adverse impact to lifestyle, and a plethora of other problems resulting from accidents. Due to the large sum of uninsured and underinsured motorists, a personal injury attorney will carefully investigate all circumstances relating to the accident and identify all the potential defendants with insurance coverage.
Parties who might be held financially responsible for your damages in a lawsuit include:
- Drivers: When a motor vehicle driver engages in unsafe driving practices, fails to pay attention to the road or violates traffic safety laws, the vehicle operator may be liable for the victim’s injuries. These instances are basis for imposing the presumption of negligence.
- Owners of Premises: Owners of public, residential, and commercial property can be held liable for injuries that occur on their property. When you are injured on the property of another entity or individual, you might be able to file a claim for damages based on premises liability law.
- Public Entities: When space is owned by the government and they are held liable for injuries. In order to sue the government for any reason, you must have the governments permission. The U.S. Constitution grants public entities sovereign immunity from civil lawsuits, making claims against government entities far more complicated. Victims must comply with special procedures and notice requirements in order to pursue a claim against a government entity in Texas. The Texas Tort Claims Act (Section 101 of the Texas Civil Practices and Remedies Code) grants permission to sue for limited circumstances that are defined under the statute.
- Vehicle Owners: When an individual allows someone else to use his or her vehicle, the vehicle owner may be held liable for the damages that occur. For example, a claim may exist when lending vehicles to underage drivers, a person who has had their license suspended, someone whose vehicle has been impounded for drunk driving, or someone without insurance
Employers: When an employee is performing job-related functions and is injured on the job, the employer is responsible for any work-related accidents under workers’ compensation.
Thompson Law Injury attorneys have the necessary skills and expertise to fight for your fair compensation. We specialize in:
- Car Accidents: According to the Texas Department of Transportation (DOT), in the city of Dallas alone, there were a total of 32,056 reported car crashes in 2017 with a total of 13,126 resulting in injuries. Car wrecks can result in severe injuries such as traumatic brain injuries (TBI), dismemberment, burn injuries, lacerations or severe scarring, bone fractures or dislocations, neck and spine injuries, and more. Hiring an injury lawyer increases your chances of filing a successful claim and receiving fair compensation.
- Truck Accidents: Unlike car accidents, truck and commercial vehicle accidents can be more complex, as large trucks can cause catastrophic damages. The Federal Motor Carrier Safety Administration (FMCSA) stated that in 2017, 4,657 18-wheelers were involved in fatal crashes. According to the Motor Carrier Management Information System (MCMIS) crash file, 56,422 truckers were involved in crashes that resulted in serious injuries. If you are involved in a truck accident with an 18-wheeler, cement truck or other commercial vehicle, you need an attorney who has worked similar cases to be on your side.
- Motorcycle, Bicycle, Scooter and Similar Motorized Vehicle Accidents: Motorcycles and bikes lack the protection that a car or truck provides, so any collision is likely to result in more serious injuries or death. Motorcycle deaths account for 14% of all motor vehicle deaths. The National Highway Traffic Safety Administration noted in 2017 that on a per mile traveled basis, the number of deaths on motorcycles was 28 times that in cars. Similarly, bicyclists also face a higher risk of injury than occupants of motor vehicles. For example, the Centers for Disease Control and Prevention found that in 2015, over 1,000 bicycle riders died and almost 500,000 experienced bicycle related injuries.
- Workplace Accidents: Workplace injuries can be quite complicated, as it can be difficult to determine who is responsible. In Texas, there are two types of workplace injury claims: workers’ compensation (WC) and WC non-subscribers. A personal injury attorney can help determine if your employer carries workers compensation insurance, or if they are a “non-subscriber”. If your employer does not carry workers compensation insurance, you may have the right to file a personal injury claim against your employer.
- Premises Liability and Other Cases: We may be able to represent you in claims arising from a variety of other premises liability and other cases, such as: swimming pool accidents, slip-and-falls, pedestrian accidents, dog bites, fires, wrongful death, and other injuries resulting from dangerous property situations.
Have you been involved in an accident recently? Talk to us today about what happened to you, and at no charge. Our phones are answered 24 hours a day, 7 days a week. We’ll get started on your case the moment you call, and can either sign you up over the phone, or come visit you in person. Your case evaluation is confidential, without charge, and there’s no obligation. We never charge an hourly rate, and there are no fees unless we get a settlement for you. Get in touch with us today at 844-308-8180 for a free case evaluation.