Rowlett Car Accident Lawyers

Were You Injured in a Car Accident in Rowlett?

A car accident can leave you feeling lost and unsure of what’s next. Whether it was near Rowlett Community Park or on your daily drive down Miller Road, the aftermath is stressful and exhausting. We know how lonely it can feel to face it by yourself. Our Rowlett lawyers will take your worries away and walk you through the process while you focus on getting better. Allow us to take on the responsibility of securing the compensation you deserve. Call today for your FREE CONSULTATION.

Rear end auto accident - Rowlett Car Accident Lawyers

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What Your Rowlett Car Accident Lawyer Will Actually Do for You

After a crash, you’re dealing with more than just vehicle damage. You’re facing doctor visits, insurance calls, and mounting stress. This is where our attorneys in Rowlett, who specialize in car accidents, step in to handle the burden, allowing you to concentrate on your recovery.

We Dig Into The Details.

We collect every piece of evidence, from the police report to traffic camera footage and witness statements, to find out exactly what happened and who’s at fault.

We Help You Get Medical Care.

Even if you don’t have insurance, we’ll connect you with trustworthy doctors. We also keep track of your medical records and bills to ensure that all expenses are accounted for.

We Keep You Informed.

There’s no need to worry about confusing legal jargon; just honest answers and straightforward advice. We explain your options and walk you through each step of your injury claim.

We Deal With Insurance Companies.

They’ll likely offer you less than you deserve. Using our experience and case data, we push back to demand full and fair compensation for your injuries and losses.

If Needed, We Go To Court.

While most cases settle, if yours doesn’t, we’re ready. Our trial lawyers will fight for you in court as if it were personal, because it is.

Injured in a crash? Call Thompson Law in Rowlett today for a FREE CONSULTATION.

Why Thompson Law Is the Right Choice for Your Car Accident Case in Rowlett

Real Results That Count

Thompson Law has helped injury victims across the country get back more than $1.9 billion. We bring that same level of dedication to every case in Rowlett. We will do everything possible to get you the most money.

A Legal Plan That Fits You

Every accident is different. We listen to you, learn about your situation, and make a legal plan that works for you. You won’t be treated like a case file; you’ll be treated like a person who deserves justice.

Reputation in the Area You Can Trust

People in Rowlett come to us because we are quick to respond, respectful, and focused on getting results. We have many five-star reviews and a long history of success in Texas, so clients trust us to get things done.

You Don’t Have to Pay Until We Win

Are you worried about how much legal services will cost? Don’t worry. We work on a “contingency fee” basis, which means we only get paid if you do. Please call us today because there are no upfront costs.

We Move Quickly And Are Always There

After an accident, every moment is crucial. That’s why our Rowlett lawyers are always available to talk to you. Once we receive your case, we promptly safeguard evidence, engage with witnesses, and establish a robust case from the outset.

What Compensation Can You Recover After a Car Accident in Rowlett?

If you were hurt in a crash, you might be able to get different kinds of compensation to help you heal physically, mentally, and financially. Our car accident specialists in Rowlett can assist you in obtaining the following compensation:

Damage to Vehicles and Property

Compensation for a totaled car can cover the cost of repairs or a new vehicle. Personal items damaged in the crash, such as phones, laptops, and child safety seats, also fall under this category.

Costs of Medical Care

You can get money back for all of your medical expenses related to the accident, including trips to the ER, hospital stays, prescriptions, physical therapy, and follow-up care. To get full payment, it’s important to keep track of your treatment.

Lost Wages and Income

If your injuries kept you from working, you can get money for the wages you lost. This includes making less money because you can’t work as many hours or because you have to change jobs because of your injuries.

Pain and Suffering

You may be able to get money for the physical pain, emotional distress, and mental strain the accident caused you, especially if you were seriously hurt or suffered injury for a long time.

If you know your rights to compensation, it can help you feel better after an accident. Call our Rowlett lawyers for car accidents today for a FREE CONSULTATION if you’re not sure how much your case is worth. We’re here to help you get what you deserve.

Rowlett Car Accident Statistics

Car accidents are a growing concern in Rowlett, a city with increasing traffic along major routes like Highway 66 and President George Bush Turnpike. Recent data from the Texas Department of Transportation (TxDOT) shows that Rowlett sees hundreds of crashes each year, many resulting in serious injuries. There were 582 crashes in Rowlett just last year; 166 of them resulted in injuries and two fatal accidents. Behind these faceless numbers are real people left to deal with stress, lost income, and medical bills while recovering. If you are one of these individuals, Thompson Law is prepared to obtain the maximum compensation you are entitled to.

Most Common Causes of Car Accidents in Rowlett, TX

Based on police reports and traffic patterns, some parts of Rowlett are much more likely to have accidents and problems with traffic.

SH-66 and Dalrock Road meet at Lakeview Parkway. Because there is a lot of traffic from commuters and nearby shopping centers, this intersection is a common place for rear-end and angle crashes.

Another place where accidents happen a lot is at the intersection of Liberty Grove Road and the President George Bush Turnpike. Cars that merge at high speeds often cause multi-car crashes and serious injuries on this stretch.

Miller Road and Chiesa Road intersection is known for accidents where people turn left and drive while distracted. Also, the Main Street and Rowlett Road downtown intersection has seen many accidents where people didn’t yield or were speeding.

What to Do After a Car Accident

If you are involved in an accident, you should know what to do after the wreck. You may be injured and scared, but it is important to remain calm and take the necessary steps to protect yourself. Here are some steps to take after a car accident in Rowlett, Texas.

Six Steps You Should Take After a Car Wreck

  1. Check yourself and others for injuries:  The first thing you should do after a car accident is to check yourself and others for injuries. If anyone is injured, call 911 immediately. If you or someone else has serious injuries, do not move them unless it is necessary.
  2. Move to a safe location:  If possible, move your car to a safe location out of the way of traffic. If your car is not drivable, turn on your hazard lights and get out of the car. Stay on the side of the road where it is safe.
  3. Exchange information with the other driver:  Exchange information with the other driver involved in the accident. Get their name, address, phone number, driver’s license number, and insurance information. Also, get the make, model, and license plate number of the other car.
  4. Take photos and gather evidence:  Take photos of the accident scene and any damage to the vehicles involved. Write down the names and contact information of any witnesses. You may also want to take pictures of the information collected above to ensure accuracy and secure a duplicate copy for your records.
  5. Seek medical attention:  Seeing a doctor after a wreck is important to your health and your ability to pursue a personal injury claim. Many car accident injuries are not apparent until adrenaline wears off and inflammation sets in. You will want to have any complaints regarding your health documented in your medical record within days of an accident to prove the crash caused your injuries.
  6. Call Thompson Law:  Once you have taken the above steps, contact our Rowlett car accident lawyers. Our attorneys can help you understand your rights, advise you on the best course of action, obtain your Rowlett crash report, and help you get compensation for your injuries.

Staying calm and taking the necessary steps after a car accident can help protect you and your rights. By following these steps, you can ensure that your rights are protected, avoid common mistakes people make after a collision, and that you get the compensation you deserve.

DOs and DON’Ts After a Car Accident in Laredo

For more visual learners, our attorneys produced the infographic below with more detailed information on what to do after a car crash.

What-Should-I-Do-After-a-Car-Accident-Dos-and-Donts

 

At Thompson Law

We provide car crash victims with dedicated and tenacious legal representation, ensuring that you get fair value for your claim. Our Rowlett car accident lawyers will build a strong case with supporting evidence so that you recover the money that you deserve.

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Common Car Accident Injuries

Some common injuries our injury lawyers see sustained in auto accidents include:

While the injuries we’ve discussed are common, you may experience other injuries that are unique to your situation. It’s important to document your injuries and the expenses you incur as a result of them. This information can be very helpful when it comes to pursuing compensation for your damages.

How Much Time Do I Have to File a Car Accident Lawsuit?

Every state has a different statute of limitations for personal injury cases, and the statute that applies is for the state in which your injury accident occurred. A statute of limitations is a law that sets a time limit for filing a lawsuit. If you fail to file a lawsuit within this time frame, you lose your right to sue. In Texas the statute of limitations is 2 years, though some states have shorter or longer statutes. For most states, the statute is 1 to 2 years.

When Does the Statute of Limitations Start?

Typically, the statute starts from the date of the accident, not from when you discovered your injuries or damages. Even if you didn’t realize the extent of your injuries until months later, the clock has already started ticking. That’s why it’s essential to seek medical attention immediately after a car accident, even if you feel fine. This not only ensures your safety but also provides a report of your injuries in case you need it for a legal claim.

How Soon Must I Notify the Insurance Company of My Accident Injuries?

Another thing to consider is the timeline for insurance claims. In most cases, the insurance company needs to be informed of the accident and your injuries within a specific timeframe. This varies from policy to policy, but it’s usually within a few days to a week after the accident. Failing to report the accident to your insurer within the given timeframe may result in the denial of your claim and could affect your ability to file a lawsuit later.

What if My Accident Was Caused by a Government Entity?

If a government agency or employee is involved in the accident, you may need to file a claim much sooner. In Texas, the statute against government entities is 6 months. However, some states require you to file a claim within a few months of the accident, while others require it within a year. Thus, it’s best to consult with our accident lawyers to ensure that you don’t miss any crucial deadlines.

Our Rowlett car accident lawyers can handle your legal claim and make sure it gets filed on time. Contact us today to learn more about how we can help you.

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(844) 308-8180

Don’t Face Your Accident Alone and Call Our Car Accident Attorneys

At Thompson Law, our Rowlett car accident lawyers offer no upfront cost representation. We don’t receive any payment unless you do, and then we only earn a percentage of the compensation awarded to you.

Our goal is to assist you in recovering from your car accident. Our bilingual staff is always on hand, ready to help. We offer client support 24/7 and are ready to represent you from the minute you are injured until the minute you have a settlement in hand. Reach out today for a FREE CASE REVIEW.

Man drawing a "No Win No Fee" sign in yellow and black - Car Accident Lawyers in Rowlett Texas

 

FAQs About Car Accident Cases in Rowlett

Who is liable if a self-driving or semi-autonomous car crashes?

When an accident occurs involving a self-driving or semi-autonomous vehicle, several parties may be held liable:

  • Human operator.
  • Vehicle owner or provider of autonomous driving systems.
  • Manufacturers or software developers.
  • A fleet or ride-hailing company.
  • Third parties

Because Texas restricts recovery when your part of the fault exceeds 50%, it is critical to examine vehicle logs, over-the-air updates, and accident data recorder files. Our personal injury experts in Rowlett understand how to identify each defendant’s participation and get maximum recompense on your behalf.

How do medical liens and subrogation affect the amount of money I receive back?

These claims allow healthcare providers or insurers to recover their costs straight from your settlement, potentially reducing the amount of money you receive in the end. An attorney, on the other hand, can negotiate these amounts down, increasing your overall recovery.

Could joint and multiple liability impact who pays and how much?

Under Chapter 33’s proportionate liability principles, each defendant pays just the percentage of fault assigned by the jury.

Texas has eliminated joint and several liability for the majority of personal injury lawsuits, with the exception of cases where a defendant bears more than 50% of the blame or acted with specific intent to hurt.

In some circumstances, you can collect the entire judgment from the heavily at-fault party, who may then seek payments from other defendants to cover their portion.

More Car Accident FAQs

Auto Accident

If you are injured in any type of accident, your first priority should be to seek immediate medical attention, even if you are not certain that you are injured. Seeking immediate medical treatment does two things: 1) it ensures injuries you sustained are diagnosed and treated; and, 2) it helps eliminate any doubt by the insurance company that your injuries were caused by the accident. 

Often, the shock and adrenaline of an accident can mask symptoms of injuries, so making the mistake of skipping a medical examination can have profound consequences. By seeking prompt medical treatment, you protect both your health and your ability to seek compensation for your injuries with the help of your attorney.

If you were in a motor vehicle accident we have also detailed here what to do after a car accident.

A skilled personal injury lawyer is necessary to get full and fair compensation for injuries you sustained in an accident. Most defendants, whether individual drivers or commercial vehicle operators, are covered by liability insurance. Those insurance companies are not obligated to protect or take care of you. Insurance companies exist to protect the defendant (their customer) who caused the wreck. 

A personal injury attorney can help you obtain compensation for every category of damages to which you are legally entitled. These damages can include things like: medical bills, lost wages, property damage, pain & suffering, punitive damages, loss of limb, diminished mental function, physical impairment, scarring or disfigurement, emotional or mental trauma, and loss of consortium (in wrongful death claims). Further, you may be entitled to future medical bills, future lost income, future pain and suffering, and other damages in severe injury cases.

The largest factor affecting your claim’s value is the severity or magnitude of your injuries. More severe injuries typically require more medical treatment. So it is essential to have all your injuries documented properly by seeking immediate treatment with doctors or hospitals, and continuing under the care and direction of your doctors as long as necessary to heal. Without prompt and consistent medical treatment and documentation, an injury claim becomes very difficult to pursue, let alone win. 

Of course, other factors an also have an impact, and each and every case is different.  Were you injured in a commercial vehicle wreck or truck wreck that totaled your car, or was it a fender bender that did very little damage? Was the other driver intoxicated or drunk, or speeding? A multitude of factors may play into your claim’s overall likely value.  An experienced personal injury lawyer will be able to visit with you and talk to you more specifically about factors which may affect your particular claim.  

In Texas, you usually have two (2) years from the date of incident to file a personal injury claim before it is barred by the statute of limitations. There are exceptions to this 2-year time limit in Texas, for minors and others. Further, other states have different time limits, and the limit that applies is typically for the state in which the accident occurred.

The safest course of action for someone injured in a car wreck, truck wreck, slip and fall, or any other type of accident is to consult with a personal injury attorney.  This will help ensure that you do not miss the applicable limitations period.  Moreover, it will ensure the right investigations are conducted, and the proper steps are taken to preserve the evidence, photos, witness statements, and records needed to successfully pursue your claim. 

If you are injured in a hit-and-run wreck (and are unable to locate the driver) or are hurt in a collision where the other driver does not have insurance, you are not necessarily out of options in terms of financial recovery. You may still be able to recover for your personal injuries if your own policy has Uninsured Motorist (UM) coverage or Personal Injury Protection (PIP). It’s a good idea to contact your insurance company to confirm what types of coverage you have on your policy before an accident, but if you have been hit be sure to ask these questions before finalizing your claim request. Even if you do not have UM or PIP, the attorneys and investigators at Thompson Law can work to track down the other driver in a hit-and-run accident. To do this, we rely on witnesses who may have captured a photo of the car or license plate and/or available surveillance camera footage that might have captured the wreck.  

Typical damages you can recover in a personal injury claim include: medical bills, lost wages, property damage, pain and suffering, and in some cases even punitive damages. In severe injury cases, other damages may be recoverable, such as: future medical bills, future lost income, future pain and suffering, loss of body member or mental function, physical impairment, disfigurement, emotional or mental trauma, and loss of consortium (in wrongful death claims).

Uninsured Motorist (UM) Coverage can help save the day if you are hit by an uninsured driver or if you are the victim in a hit-and-run collision. In short, UM coverage is an add-on coverage that drivers can add to their auto insurance policies that will protect them in the event that they are in an auto accident with a driver who either does not have insurance or cannot be located. You can contact your insurance provider to confirm whether your policy includes UM. If you do not have this coverage, the personal injury attorneys at Thompson Law recommend that you consider adding UM to your auto insurance policy today. 

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Knowing how comparative negligence works is vital if you live in a state that uses it. In simple terms, comparative negligence implies both drivers can share fault for an accident, but one driver can be more at fault than the other. For example, you are texting while driving when another driver runs a stop sign and hits your car.

A jury finds that the driver who ran the stop sign is 80 percent at fault, but they believe you would have had a better chance of avoiding the accident if you were not texting at the time. They find you 20 percent at fault. You can only collect enough compensation to cover the other driver’s fault. In this case, you would get $8,000 if the jury thinks your case is worth $10,000.

Having the police respond to the accident scene is of paramount importance. Make sure that YOU call them and insist that they come and investigate the accident. When the police arrive, they will separate the drivers and witnesses from one another and take statements from everyone involved. Be cooperative, detailed, and firm in describing the accident. The investigating officer will usually determine fault based upon these statements, and it is essential that your version of the events is heard and believed. If you think that you may be injured, make that clear to the officer. If an ambulance or other medical professionals arrive on scene, get checked out. If not, make plans to visit an emergency room or doctor soon after you leave the scene. Before you do leave for this care, the officer will provide you with a report number and their contact information. Make sure this information is safely saved, as it will be very important in any auto accident injury claim you may have.     

Call an attorney. Your first instinct might be to call your insurance company, but it’s best to seek legal council first so you don’t accidentally admit guilt or take responsibility for the accident. In many cases your attorney will call the insurance company for you to prevent that from happening.

Absolutely not. It’s important to leave the investigation to the professionals. They know exactly how to work a case to determine all of the facts and details.

In insurance terms, “totaled” or a “total loss” means that the cost to repair your vehicle to its pre-accident condition is more than the vehicle is worth. Each insurance company has a different threshold for determining if a vehicle is totaled, but generally, if it’s close, you want the insurance company to “total” your car. Following the determination that your car is a total loss, the insurance company will provide you with their assessment of the value of your car.

An experienced auto accident attorney should review this estimate to make sure that you are truly receiving fair market value for your loss.  You absolutely have the right to challenge their assessment, and a skilled attorney knows the best way to do so to maximize your recovery.  

Typically, yes. If a family member is seriously injured or killed in an accident, or if the injured party is a minor child, then it may be appropriate under the law for a parent, spouse, relative, or legal guardian to file a claim or lawsuit on behalf of the injured or deceased party.  These types of claims are complex, and usually depend on the type of relationship involved, as well as the individual facts and circumstances of the injury. Calling the experienced personal injury attorneys at Thompson Law is step one to explore filing an injury claim on behalf of your loved one

In Texas, even if you are partially to blame for a car accident, you may be able to recover some of your damages from the other party. Under Texas’s proportionate responsibility system (also known as comparative negligence), unless you, as the claimant/plaintiff, are determined to be more than 51% at fault, you may recover legal damages that are reduced by the percentage you are determined to be at fault.

For example, if you are determined to be 30% at fault, you can recover 70% of your damages from the other responsible party (you can’t recover the other 30% because that was the amount of liability that was determined to lie with you). The personal injury attorneys at Thompson Law can help you navigate this proportionate responsibility system, or can explain negligence laws by state if your accident occurred outside of Texas.     

If you or a family member are injured in an automobile accident, you cannot afford NOT to hire the very best attorney available. Thompson Law works on a contingency fee basis. What this means is that you only pay legal fees IF we win for you and AFTER your case is settled.

We understand that legal fees upfront are simply too much to deal with after a serious accident where you are dealing with property damage repairs, medical bills, missed work and lost wages. The fact that you owe $0 upfront is an added bonus when you hire great legal representation at Thompson Law.   

If you were injured as the result of someone else’s negligence, there is a good chance we can help you out. We will look at the facts of your accident, whether a car wreck, truck wreck, motorcycle accident, or on-the-job-injury and examine whatever reports or records are available. If we believe that you were injured and it was someone else’s fault, it is likely to be a case we can take. The more information and documentation you can give us about your accident and your injuries, the quicker we can evaluate your case and let you know.  Give us a call or reach out online anytime! 

The best personal injury attorney has three major characteristics: Excellent customer service, cutting edge technology, and a willingness to take cases and win at trial. Ask your potential attorney about the client experience they offer, what kind of technology they use to make your life easier, and when was the last time they took a case to jury trial. Asking these types of questions will give you guidance on what kind of experience you can expect as a client and what kind of results you can expect at the end of your case.

Thompson Law has high ratings from clients for its emphasis on customer service, and its attorneys have achieved significant results on small, large, and complex cases alike. No matter if you have been involved in a minor car wreck or are dealing with catastrophic injuries from a rarer and more devastating event like a terrible workplace accident, dog bite, or an 18 wheeler wreck, Thompson Law can assist you.  

Yes! Thompson Law is available 24 hours a day, 7 days a week to provide free consultations. If you have been injured in a truck wreck or car accident, hurt in a slip and fall incident, or otherwise injured from the negligence of another person or party, give us a call any time at 1-800-LION-LAW. We can speak to you over the phone, chat online through our website or social media outlets, or arrange an in-person meeting at your convenience. Our team is ready to help! 

Thompson Law is available 24/7 to provide free consultations and to sign up new clients. We can sign you up over the phone or we can send one of our experienced licensed investigators to meet you at the hospital or at your home if you prefer. Whether you live in Arlington, Fort Worth, El Paso, San Antonio, or even outside of the state of Texas, we are always here to assist you and provide the resources you need at a difficult time. We do the hard work for you so that you can focus on healing from your injuries.  

Being in a wreck, especially on the highway, can be a terrifying experience. Remember these 6 steps to make sure you are safe and to help preserve your legal case right from the start: 

  1. GET SAFE. Stop your vehicle/move it to a safe place if you are able. Stay close to the scene without obstructing traffic. Activate your emergency flashing lights to prevent other cars from striking you. 
  2. CALL 9-1-1. If you are seriously injured, be sure you request an ambulance when you call. A police report may become critical evidence in determining liability in your case. The police will respond to wrecks involving injuries but may not send a unit for cases involving property damage only.  
  3. TAKE PHOTOS. If you are able to safely do so, take photos of your vehicle, the other vehicle (including the license plate), and the surrounding scene of the accident. You will also want to photograph the other driver’s license and insurance card.  
  4. GATHER INFO. After making sure you and passengers are okay, exchange contact information and insurance information with the other driver.  
  5. FIND WITNESSES. If there are witnesses to the accident, take down their names and contact information. Their statements may help resolve any liability disputes.  
  6. CALL THOMPSON LAW. The experienced team of attorneys, investigators and paralegals are ready to assist you right away. You can even call us to meet you at the scene of an accident.  

Yes! Passengers in auto accidents are entitled to make claims for their damages and injuries too.  As a negligence-free passenger, who you make a claim against (one or both drivers and their insurance companies), and what coverages are available (e.g., third-party and/or first-party coverages, personal injury protection, MedPay), depends on the specific facts and circumstances of the car wreck.  Injured passengers should call the personal injury attorneys at Thompson Law to assist in navigating these complex issues so that they may receive the fair compensation they deserve.

Under Texas law, “bicycles are entitled to all rights of the road that apply to a motor vehicle, including access.” Unfortunately, drivers often don’t respect the rights of cyclists, and bike accidents are increasingly common, causing severe injuries to the cyclist.   

First, stay at the scene.  As soon as it is safe, assess the situation and call 9-1-1 to report the incident.  

Second, when help arrives, receive emergency medical attention.  Get “checked out” even if you think you are okay—the trauma and shock of the collision can cause your body to block out pain and injury, and internal injuries often produce non-specific symptoms. Follow the medical advice of the emergency response team. 

Third, with assistance from the police, exchange and obtain information, such as insurance information as well as the names, addresses, and phone numbers of all witnesses, passengers, and drivers.  DO NOT discuss the facts and circumstances of the bike accident with anyone other than the investigating officer.   

Fourth, document the scene.  Make notes on paper or using your cell phone about the time of day; weather conditions; road or traffic conditions; lighting; location of the vehicles and involved parties; and any relevant road signs, traffic control devices (lights, stop signs, yield signs) etc.  Also, make sure to get photographs of your bike, the driver’s car, and the scene.  

Last, a lawyer to discuss your rights.  The experienced personal injury attorneys at Thompson Law will help you investigate all applicable insurance coverages and fight to get the compensation to which you are entitled.   

An insurance company will not pay medical expenses or other damages as they come due; rather, after they have accepted liability, the insurance company will make a one-time, lump-sum final payment only at the end of your case.  Dealing with medical expenses and obtaining the proper medical care after an accident can be tricky. But it does not have to be! Call the personal injury attorneys at Thompson Law, who can explain how to deal with the “day-of” hospital bills, how to continue to receive the care you need, and ultimately how to recover an appropriate settlement that takes care of your bills from the incident as well as fair and just compensation for you.

Let’s be honest: this isn’t a legal show on TV and your case will not settle in the next hour – or even tomorrow.  The true answer is: it depends.  We find that most cases settle within 6-12 months from date of incident; but the timeline in your case could be shorter or longer depending on: the facts and circumstances of the accident; the length of time it takes you to complete medical treatment; and the character of the insurance company, or companies, involved in your case.  In the event that your case cannot settle pre-litigation and it becomes necessary to file a lawsuit, the litigation process alone can take 1 to 2 years due to the court system and legal process necessary to prepare for trial.  But because so much of the timeline depends on the facts and circumstances of your unique case, call Thompson Law today to discuss the personal injury claims process

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Thompson Law charges NO FEE unless we obtain a settlement for your case. We’ve put over $1.9 billion in cash settlements in our clients’ pockets. Contact us today for a free, no-obligation consultation to discuss your accident, get your questions answered, and understand your legal options.

State law limits the time you have to file a claim after an injury accident, so call today.