- 1 Do I Need an American Family Insurance Claim Lawyer?
- 1.1 What to Expect from American Family Insurance
- 1.2 American Family Car Accident Insurance Claims: Your Rights
- 1.3 An American Family Insurance Claim Lawyer Can Help Fight Bad Faith
- 1.4 Personal Injury Lawyer Frequently Asked Questions
Do I Need an American Family Insurance Claim Lawyer?
American Family Insurance certainly sounds like a company you can trust. Its name alone seems wholesome, reliable, and familiar. Sometimes known as AmFam, American Family Insurance offers car insurance and other types of coverage.
At Thompson Law, our skilled car accident attorneys have experience resolving disputes with American Family Insurance claims adjusters. It is common to come across drivers who have AmFam since they are the 10th largest auto insurer in the US. Like many auto insurance companies, they provide personal injury protection (PIP), underinsured/uninsured motorist protection, bodily injury liability, comprehensive, collision, and more.
What to Expect from American Family Insurance
In 2020, American Family Insurance profits were over $402 million. No matter how friendly the name, they are still a large company like Farmers or GEICO. That means American Family Insurance uses big insurance company tactics that can easily make victims of car accidents feel bullied or cornered. An American Family Insurance claim lawyer can help protect your rights.
Without a personal injury lawyer at your side, you are far more likely to experience aggressive adjusters, a challenging claims process, and plenty of red tape. While it seems like you should be able to trust an insurance company to do the right thing, companies like American Family are “in it to win in,” which for them means minimizing, delaying, or denying claims like yours.
American Family Car Accident Insurance Claims: Your Rights
Many auto accident victims don’t know their rights after a car accident. With so many things happening all at once, it is common for people to slip and say the wrong thing to an adjuster. Remember, American Family Insurance adjusters will do anything to keep from making a big payout because that is what is in their best interest.
After an auto accident, you have to be extremely careful what you say to an American Family Insurance adjuster. It is also important to know what kinds of access you are required to give the adjuster in terms of your records. The best way to avoid issues is to have a skilled American Family Insurance claim lawyer at your side through the entire process. At Thompson Law, we can help you prepare your statement ahead of time so you do not accidentally take responsibility for the crash–something that happens more often than you might think.
An American Family Insurance Claim Lawyer Can Help Fight Bad Faith
When you are in an auto accident and file a claim, the insurer is required to treat your claim with “good faith.” Good faith essentially means avoiding anything fraudulent or unfair. Unfortunately, just because an insurance company is supposed to act in good faith does not mean they will.
An American Family Insurance claim lawyer can help you understand your rights. They can also pick up on any indicators that an insurance company might be acting in bad faith. Bad faith indicators might include a delay in opening your claim, misrepresenting the policy provisions or the facts in your case, mishandling your crash investigation, and more.
At Thompson Law, we understand how frustrating auto accident injuries can be. Our team of personal injury lawyers is here to handle the legal aspects of your accident so you can get back to working, living, and thriving. We are familiar with the tactics and strategies of American Family Insurance claim adjusters, and we have the experience necessary to maximize your payout.
We are experts in many types of auto accidents, including:
- Car accidents
- Truck and 18-wheeler accidents
- Motorcycle accidents
- Workplace accidents
- Pedestrian accidents
- And more
Our motto is “We only win if you do, and we do not receive a dime unless we win your case.” Book your free consultation to discuss your case. Our team will do a free case review, and an American Family Insurance claim lawyer will be working with you within 15 minutes.
Call Thompson Law today!
Personal Injury Lawyer Frequently Asked Questions
What is the average personal injury settlement in Texas?
Personal injury settlements vary greatly, and your compensation depends on your injuries, the nature of the accident, and total damages. The average auto liability claim is around $3,231, and the average bodily injury claim is approximately $15,433. A personal injury attorney can help you better understand your case’s worth.
How long does a personal injury lawsuit take in Texas?
Lengths of time vary, just like the settlement amount. While Texas allows two years to file a personal injury claim, it’s best to hire an experienced lawyer who can ensure you file promptly and correctly. The average personal injury lawsuit takes anywhere from less than a year to around two years.
Do I really need a lawyer for a personal injury lawsuit?
Yes. A car accident lawyer has extensive experience with insurance companies and personal injury law. When you’re recovering from a crash, the last thing you want to do is deal with adjusters trying to give you a lowball offer or deny your claim outright. You need a American Family Insurance claim lawyer on your side.
What are some common causes of car accidents in Texas?
Common causes of car accidents in Texas include drunk driving, texting or talking while driving, speeding, tailgating, and aggressive driving or road rage. While many drivers are prone to multitask, even a few seconds of distraction can cause a severe or fatal crash.
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