Auto Accident
Death
Truck Accident
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Industrial Accident
Burn Injury
Fred Loya Insurance, also known as the Loya Insurance Group, is a popular “high-risk” insurance provider. This means Fred Loya Insurance covers high-risk drivers–even drivers considered uninsurable by other companies. Fred Loya Insurance claims are much harder to pursue due to these types of drivers they insure.
A driver might be labeled high-risk due to:
While offering competitive rates to high-risk drivers might sound like a generous effort, Fred Loya Insurance was fined by the state of Texas for “false advertising,” which calls some of their tactics and methods into question.
If you were in an auto accident and Fred Loya Insurance is involved, read on for important information about your claim. As it turns out, there are many reasons to be wary when dealing with Fred Loya.
After an auto accident, it’s natural to be overwhelmed. You might be hoping the insurance companies will work everything out without much effort on your part. But you cannot trust companies like Loya Insurance Group to act in your best interest.
Because Fred Loya Insurance caters to high-risk drivers, their insurance plans aren’t as protective as you might expect. Often, a policy through the Loya Insurance Group won’t include personal injury protection, uninsured motorist protection, or underinsured motorist protection. This can put you in a tough spot after an accident when making Fred Loya insurance claims.
With a Dallas personal injury lawyer on your side, you have a chance to collect compensation for the damages and injuries sustained as a result of your crash. Your lawyer will ensure you get the settlement you deserve, not the one Fred Loya wants you to accept. It does not matter if you were in a car wreck in Austin or a truck accident in Fort Worth – Thompson Law can help.
In your injury claim against Fred Loya Insurance, their representatives will do everything they can to reduce your offer. After all, an insurance company that covers high-risk drivers at a low rate doesn’t profit by paying out generous claims.
With Fred Loya Insurance, the coverage is often minimal, and the drivers aren’t always cooperative, even with their own adjusters. As you might expect, high-risk drivers can exhibit irresponsible behavior after an accident, fearing the consequences and avoiding accountability.
At Thompson Law, we understand how frustrating these issues can be. We have years of experience dealing with Fred Loya insurance claims, and we know their tactics backward and forward. We can help you navigate the challenges ahead so you and your family can recover compensation for medical bills, damaged property, and more.
We offer the following services:
Call us today for a free consultation so we can discuss your legal rights and options. A personal injury lawyer can help you deal with Fred Loya insurance claims adjusters, negotiate a fair settlement, and understand your legal rights. Remember–we do not collect compensation unless you do, and your consultation is FREE.
Personal injury settlements vary greatly, and your compensation depends on your injuries, the nature of the accident, and total damages. The average auto liability claim is around $3,231, and the average bodily injury claim is approximately $15,433. A personal injury attorney can help you better understand what your case might be worth.
No two cases are alike, and the length of time varies, just like the settlement amount. One important thing to keep in mind is the statute of limitations. In Texas, you have two years to file a personal injury claim. While that might sound like a long time, it’s best to hire an experienced lawyer who can ensure you file correctly. The average personal injury lawsuit takes anywhere from less than a year to around two years.
Yes. A car accident lawyer has extensive experience with insurance companies and personal injury law. When you’re recovering from a crash, the last thing you want to do is deal with adjusters trying to give you a lowball offer or deny your claim outright. Get a lawyer with experience handling Fred Loya insurance claims.
Common causes of car accidents in Texas include drunk driving, texting or talking while driving, speeding, tailgating, and aggressive driving or road rage. While many drivers are prone to multitask, even a few seconds of distraction can cause a severe or fatal crash.
On average, a personal injury lawsuit might be anywhere between $3,000 and $75,000. But as you can see from the statistics above, Thompson Law has won cases that settled for much more.
The phone number for Fred Loya Insurance Claims related to auto accidents is 1-800-880-0472. You may also submit an auto accident claim with Fred Loya online, though we highly suggest you consult with our Fred Loya Insurance claims lawyers before doing so.
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Thompson Law receives an attorney fee and you pay no legal fees as our client unless we pay you. Thompson Law has 350 years of combined experience in legal representation and has won over $1.8 billion dollars in cash settlements for our clients. We master the art of managing client cases with empathy, compassion, respect and, of course, prodigious skill. Contact us today for a free, risk-free consultation to discuss your accident and your options.
State law limits the time you have to file a claim after an auto accident. If you have been injured in an accident, call now to get the help you need.
