Home » FAQs » What Happens If the Other Driver Does Not Have Insurance?
If you are injured in a hit-and-run wreck (and are unable to locate the driver) or are hurt in a collision where the other driver does not have insurance, you are not necessarily out of options in terms of financial recovery. You may still be able to recover for your personal injuries if your own policy has Uninsured Motorist (UM) coverage or Personal Injury Protection (PIP). It’s a good idea to contact your insurance company to confirm what types of coverage you have on your policy before an accident, but if you have been hit be sure to ask these questions before finalizing your claim request. Even if you do not have UM or PIP, the attorneys and investigators at Thompson Law can work to track down the other driver in a hit-and-run accident. To do this, we rely on witnesses who may have captured a photo of the car or license plate and/or available surveillance camera footage that might have captured the wreck.