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Getting into a car accident you didn’t cause can turn your whole world upside down. We understand how stressful this time is for you. At Thompson Law, we’ve spent years helping people just like you get the compensation they need to move forward after serious crashes.
Our team knows how to deal with insurance companies, gather the evidence that matters, and fight for every dollar you’re owed. We’ve recovered over $1.9 billion for our clients, and we’re ready to put that experience to work for you. Reach out today for a free consultation.
Ryan Thompson leads the Thompson Law practice alongside a dedicated team of experienced attorneys, paralegals, and support staff who share a singular focus on protecting injured clients. With decades of combined personal injury experience, the team approaches every case with care, urgency, and attention to detail.
Our work on behalf of injured individuals has earned recognition from trusted legal groups such as Super Lawyers. These acknowledgments speak to our commitment to helping people rebuild their lives after devastating accidents.
When you call, you will speak with real legal professionals who take time to understand what you are going through. We explain every step in clear, everyday language so you never feel lost in technical terms or confusing paperwork.
You will not have to chase us for answers. We share updates as they happen and walk you through important decisions with patience and honesty. From the first conversation to the final resolution, you have direct access to a team that knows your story and treats it with care.
Our five-star reviews come from how we show up for people. Open communication and genuine attention guide everything we do. Healing from an injury is hard enough, and you deserve a law firm that answers the phone, keeps its word, and stands beside you the entire way.
“My Medical Bills Were Sky High, And EVERYTHING Was Taken Care Of”
– Nancy
“Thompson Law was the BEST thing that could have happened.”
– Ronnie
Living in West Texas means dealing with unique driving conditions that can make accidents more likely to happen. Heavy commercial truck traffic coming through the border region creates congestion on major highways throughout the day. Rush hour gets particularly challenging, especially along the main corridors that connect our community to neighboring areas.
Weather conditions here can change quickly too. Dust storms can reduce visibility to almost nothing in seconds. Summer heat creates hazards on the road. And when we do get rain, roads that don’t see water very often can become surprisingly slippery.
Add in distracted drivers, people in a hurry, and the occasional driver who’s had too much to drink, and you can see why accidents happen more often than they should. The good news is that when these accidents are caused by someone else’s careless behavior, Texas law gives you the right to pursue compensation for your injuries and losses.
Texas injury law recognizes several different categories of damages you can recover. Understanding what you can claim helps you evaluate settlement offers and makes sure insurance companies don’t shortchange you.
These apply when there’s been gross negligence, such as a drunk driver seriously injuring someone. They’re meant to punish the defendant and deter this kind of negative behavior in the future. However, punitive damages are pretty rare and require clear evidence that goes well beyond ordinary negligence.
Numbers on a page can feel pretty abstract until you think about what they actually represent. Every dollar we’ve recovered has helped someone pay for surgery they needed, replace income they lost, or just have some financial breathing room while they focus on getting better.
These results represent real people who were in situations a lot like yours. They were hurt, they were worried, and they needed help. Here are some of the results we’ve been able to achieve:
A lot of people think they should wait and see how things go before talking to a lawyer. We understand that thinking, but here’s why it’s usually better to at least have a conversation with an attorney sooner rather than later:
The insurance company for the other driver probably has a whole team of people whose job is to pay out as little as possible on claims. They’ll often reach out to you quickly, sometimes within hours of your accident, trying to get you to accept a settlement offer. The problem is, these early offers almost always come before you really understand how bad your injuries are, what treatment you’ll need down the road, or how this accident might affect your ability to work.
Texas law gives you two years from the date of your accident to file a lawsuit for most injury cases. That might seem like a lot of time, but it goes by faster than you’d think. And if your accident involved a government vehicle or property, you might have as little as six months to give notice. If you miss these deadlines, you lose your right to compensation entirely, no matter how strong your case is.
Here’s something most people don’t realize: the evidence you need to prove your case doesn’t last forever. Security cameras at businesses typically record over their footage after a week or two. Witnesses move away or their memories fade. Physical evidence at the accident scene gets cleaned up and disappears. The sooner you have someone working on your case, the better chance we have of preserving all the proof you’ll need.
When we prepare your case as if we’re taking it all the way to trial (even if we’re hoping to settle), insurance companies take us much more seriously. They know we’re not bluffing. They can see we’ve done our homework, gathered strong evidence, and brought in experts when needed. That preparation creates real leverage that often leads to significantly better settlement offers.
During your free consultation, we’ll give you an honest assessment of your case. We’ll talk about what looks strong and what might be challenging. We’ll explain how the legal process works in terms that make sense. And you’ll know exactly how much you’ll owe us (nothing unless we win) and what to expect as your case moves forward
Reach out to us for a free case evaluation with absolutely no obligation. We’ll sit down with you, listen to what happened, review any documentation you have, and walk you through your legal options. This consultation helps clarify your rights and gives you a realistic sense of what your claim might be worth.
Texas follows what’s called modified comparative fault, which means responsibility for a crash can be divided among the people involved. If you’re found to be 51% or more at fault, you can’t recover any damages. But if you’re 50% or less at fault, you can still recover compensation, though it will be reduced based on your percentage of responsibility.
Here’s how liability typically gets assigned in different types of crashes:
Even if you think you might be partially responsible, don’t assume you can’t file a claim. We investigate every angle and work to reduce your share of fault to maximize your compensation.
To build a successful injury claim, we need to prove four key elements:
Once you hire us, we assign your case to our legal team right away and start investigating that same day. We notify the defendant’s insurance company that you now have legal representation. We obtain your El Paso crash report at our expense. We take detailed statements about what led to the collision. We interview witnesses and make sure we have their contact information preserved. We search for nearby surveillance footage or dashcam videos before they get deleted (many systems record over footage after just 7-14 days). We collect photos of the property damage, diagram the accident scene, and recreate what happened.
All contact with insurance adjusters will go through our office. You won’t have to worry about giving recorded statements that could be used against you, signing medical authorizations that give them access to your entire health history, or feeling pressured to accept settlement offers that aren’t adequate.
Insurance representatives understand that they’ll be negotiating with attorneys who know the ins and outs of policy limits, bad faith practices, and when it makes sense to file a lawsuit rather than continue negotiating.
Once your treatment is complete and your doctors have determined you’ve reached maximum medical improvement, we’ll calculate all your damages, including both the financial costs and the personal impact. We create a demand based on what we know cases like yours are actually worth and submit it to the insurance carrier with all the supporting documentation.
We’ll keep negotiating on your behalf until the insurance company presents an offer that fairly accounts for everything you’ve been through. If they refuse to offer reasonable compensation, we’ll file a lawsuit and we’re fully prepared to take your case to trial before a judge and jury.
The steps you take right after an accident can make a real difference in both your health outcome and your potential compensation. If you’re physically able, here are some important things to do:
Understanding how car insurance works in Texas can feel pretty confusing, especially when you’re already stressed about your injuries. Let’s break down the basics in a way that’s easy to understand:
Texas is what’s called an “at-fault” state. That means the driver who caused the accident (or more accurately, their insurance company) is responsible for paying your damages. You have a couple of options for filing a claim. You can file with your own insurance company if you have PIP coverage (Personal Injury Protection), which can help with immediate medical expenses. Or you can file what’s called a “third-party claim” directly with the other driver’s insurance company.
Here’s something important to know: insurance companies, even your own, are businesses trying to protect their bottom line. They may try to get you to settle quickly, sometimes within days of your accident. They might ask you to give a recorded statement about what happened. They may seem friendly and helpful. But their goal is usually to pay out as little as possible.
Our strong advice? Don’t give any recorded statements and don’t accept any settlement offers without talking to a lawyer first. What seems like a helpful conversation can actually hurt your case down the road.
There are basically two types of claims you might file. Property damage claims cover getting your vehicle repaired or replaced. Bodily injury claims cover your medical bills, lost wages, pain and suffering, and other losses related to your injuries.
Texas law requires all drivers to have at least $30,000 in coverage for injuries to any one person, $60,000 total per accident for all injuries, and $25,000 for property damage.
Here’s the problem: these minimum amounts often aren’t nearly enough to cover serious accidents. If your damages are more than what the at-fault driver’s policy covers, you might need to file a personal injury lawsuit or tap into your own underinsured motorist coverage to recover what you’re actually owed.
This is exactly the kind of thing we can help you navigate. Let our legal team handle the insurance negotiations so you don’t end up settling for less than you deserve.
Under Texas Civil Practice and Remedies Code § 16.003, you have two years from the date of your accident to file a personal injury lawsuit. If you miss this deadline, you permanently lose your right to file a lawsuit, no matter how strong your case is or how badly you were hurt.
There are some exceptions to this two-year rule, but they’re pretty rare:
We strongly recommend not relying on any of these exceptions because they’re very difficult to prove and rarely accepted. The safest approach is to contact an attorney as soon as possible after your accident.
Texas Civil Practice and Remedies Code § 33.001 allows you to still recover compensation even if you were partially responsible for the accident, as long as you’re not more than 50% at fault. However, your recovery will be reduced by whatever percentage of fault is assigned to you.
Here’s how this works: If you’re awarded $100,000 in damages but you’re found to be 20% at fault, you’d actually receive $80,000. But if you’re found to be 51% or more at fault, you won’t receive anything at all.
Insurance companies understand how this rule works, and they’ll routinely try to argue that you share a significant portion of the blame to reduce or eliminate what they have to pay.
Texas law generally doesn’t place caps on collision injury damages. You can pursue full compensation for medical expenses, lost income, pain and suffering, and all other losses without artificial limitations.
These reads explain what many crash victims want to know but are unsure how to ask:
How Long Do Traffic Cameras Keep Footage of Accidents in Texas?
Common Internal Injuries After Car Accidents
What To Do After a Car Accident: A Step-by-Step Guide (2026)
What to Do After A Car Accident in Texas
What Happens After A Car Accident With No Police Report?
Car Accident Property Damage Claims Guide
Look, dealing with a serious car accident claim on your own is really tough. You’re up against insurance companies that have entire teams of people trained to minimize what they pay out. They have lawyers on their side. They have adjusters who do this every single day.
We help level that playing field for you.
We’re available 24 hours a day, 7 days a week to talk about what happened to you, answer your questions, and explain what options you have moving forward. The conversation is completely free, and you’re not obligated to hire us just because you called.
Reach out to us or call (844) 308-8180 right now to talk with someone on our team. Let us handle the legal fight while you focus on getting better.
You can request your crash report online through the Texas Department of Transportation (TxDOT) Crash Records Information System or in person at the El Paso Police Department’s Records Division. There’s typically a small fee involved. Our legal team can also obtain your crash report for you at our expense so you can focus on your recovery.
Absolutely. If the driver who hit you left the scene (what’s called a hit-and-run), you may still have options through your own uninsured motorist coverage or other forms of insurance. We can investigate your case, work to track down the at-fault driver if possible, and help you pursue compensation through your UM/UIM policies.
Please don’t stop treatment because of cost concerns. We can help connect you with medical providers who may agree to delay billing until your case settles. Continuing your care is not only crucial for your health, but it also strengthens your injury claim by showing consistent documentation of your pain and limitations.
Yes, definitely. Your right to file a personal injury claim depends on where the crash occurred, not where you live. If you were injured in an accident while visiting El Paso from out of town or even out of state, our legal team can handle your case remotely and work with your home-state medical providers as needed. We offer virtual consultations and digital document handling to make the process as easy as possible.
If the at-fault driver had no insurance, or not enough coverage to pay for all your damages, you may be able to recover compensation through your own uninsured/underinsured motorist (UM/UIM) policy. These claims can get complicated and insurance companies often deny them without proper legal help. We can review your policy, file a UM/UIM claim on your behalf, and negotiate with your insurer to make sure you’re treated fairly.
Every case is different, and the value depends on several factors including how severe your injuries are, your medical expenses, lost income, permanent impairment, available insurance coverage, and the strength of the evidence showing who was at fault. Cases involving catastrophic injuries, permanent disabilities, or wrongful death typically result in higher settlements than minor injury claims. The best way to get a realistic estimate is through a free consultation where we can review the specific details of your situation.
The timeline varies based on how complex the case is, the extent of your injuries, and whether we need to file a lawsuit. Some straightforward cases with clear liability and cooperative insurers settle within 6 to 12 months. More complex cases involving serious injuries, disputed fault, or multiple parties can take 18 to 36 months or longer. Your treatment needs to be complete before we can settle, so cases involving extensive medical care naturally take more time.
Even crashes that seem “minor” at first can cause serious injuries that don’t show symptoms right away. Insurance companies routinely undervalue claims and pressure people who aren’t represented into accepting inadequate settlements. Statistics show that having an attorney typically results in settlements that are three times higher. A free consultation can help clarify whether legal representation would benefit your specific situation.
We work on contingency, which means you pay nothing unless we win your case. We advance all the costs including filing fees, expert witnesses, accident reconstruction, and obtaining medical records. If we don’t recover compensation for you, you owe us nothing. Our contingency fees typically range from 33-40% of the settlement or verdict amount.
Thompson Law charges NO FEE unless we obtain a settlement for your case. We’ve put over $1.9 billion in cash settlements in our clients’ pockets. Contact us today for a free, no-obligation consultation to discuss your accident, get your questions answered, and understand your legal options.
State law limits the time you have to file a claim after an injury accident, so call today.
