Do I Need a Lawyer for State Farm Claims?

State Farm is one of the country’s largest and most recognizable insurance agencies. Without giving it much thought, you probably know their slogan by heart, “And like a good neighbor, State Farm is there.”

While that’s a nice sentiment, dealing with State Farm insurance claims after a car accident isn’t always a warm, neighborly affair. Like any other colossal insurance agency, State Farm has a tremendous amount of resources and set-in-stone tactics. And it’s the insurance adjuster’s job to try and make a low offer on your claim. That’s where a State Farm claims lawyer can help.

State Farm advertisements promise some of the “cheapest rates” in the industry. But it’s important to remember that they can afford to offer low rates by keeping payouts minimal. Usually, adjusters cannot offer more than a certain amount, so negotiations only go so far. Most auto accident victims don’t have the time or energy to fight big insurance agencies, and insurers like State Farm are counting on it.

State Farm - Like a good neighbor, State Farm is there.

Do I Need a Lawyer to Handle State Farm Insurance Claims?

With a personal injury lawyer on your side, you will send a clear message to State Farm Insurance claims adjusters. That message reads, “I’m serious, I won’t let you take advantage of me, and I’ve enlisted the help of an experienced professional. So look out.” Insurance companies know it’s an entirely different game when a lawyer gets involved. That’s why they usually assign a new adjuster to the case right away.

After an auto accident, you have enough on your mind. You might be dealing with lost wages, pain and suffering, and a completely disrupted life. You can’t possibly be expected to learn the ins and outs of claims negotiations instantly. With a skilled lawyer on your team, you won’t need to.

Many people don’t realize their initial offer might be tens of thousands of dollars below what the adjuster is authorized to pay out. But a seasoned attorney knows the negotiation game well. Your lawyer will ensure you get the settlement you deserve, not the one State Farm wants to convince you to accept.

State Farm Insurance Claims Lawyer - Bad Faith Insurance

A Texas Personal Injury Attorney Can Help With State Farms Insurance Claims

In your injury claim against State Farm, their representatives will do everything they can to delay the process and reduce your offer. But your lawyer will help you every step of the way. It’s no secret or surprise that State Farm would try its best to minimize payouts to claimants – it’s business. That’s why you need someone just as knowledgeable and dedicated working on your behalf for State Farm Insurance claims.

Insurance companies like State Farm are banking on the fact that claimants will accept a low payout to avoid the hassle. After all, most car accident victims already have too much on their plate. But your injuries, anxiety, and medical bills shouldn’t prevent you from getting the compensation you deserve. In fact, you need a fair payout to address these matters adequately.

At Thompson Law, we understand how frustrating auto accident injuries can be. Our team of personal injury lawyers is here to handle the legal aspects of your accident so you can focus on rest and recovery. We’re familiar with big corporation tactics and strategies, and we have the experience needed to help you maximize your payout.

We offer the following services:

Call us today for a free consultation so we can discuss your legal rights and options. A personal injury lawyer can help you deal with State Farm Insurance claims adjusters, negotiate a fair settlement, and understand your legal rights. Remember – we do not collect compensation unless you do, and your consultation is FREE.

State Farm Insurance Claims lawyer

Frequently Asked Questions Regarding State Farm Insurance Claims

What should I do immediately after a car accident if I plan to file a State Farm insurance claim?

Assuming you are physically able to do so, immediately after a car accident you should:

  1. Safety: Ensure your safety and the safety of others involved by moving to a safe location.
  2. Call 911: Call emergency services if necessary to report any injuries or hazards, and to have them send the police to create an accident report.
  3. Document Accident Scene: Document the scene thoroughly by taking photographs of all vehicles involved, any damages, and the surrounding area.
  4. Collect Info: Gather information from the other driver, including their name, contact details, and insurance information.
  5. Look for Witnesses: Make sure to note any witness statements and their contact information, as they can provide valuable insights into the accident.
  6. Call Your Insurer: Report the accident to your insurance company as soon as possible to begin the claims process.
  7. Call Our Injury Attorneys: Contact our personal injury lawyers to discuss your rights and the next steps in the State Farm insurance claims process, ensuring you receive proper guidance and support throughout.

What is the contact information for State Farm Insurance claims?

If you need to file an insurance claim or need assistance with an existing claim, you can contact State Farm Insurance through the following methods:

  • Phone: Call their customer service at 1-800-STATE-FARM (1-800-782-8332) for 24/7 claim support.
  • Website: Visit to file a claim online or check the status of your claim.
  • Mail: You can send correspondence to:

State Farm Insurance

One State Farm Plaza

Bloomington, IL 61710

For more personalized assistance, reach out to our State Farm Insurance claim lawyers who can provide guidance and support tailored to your specific situation.

How long do I have to file a claim with State Farm after my car accident?

The time frame to file a claim with State Farm can vary based on the specifics of your policy and the state’s statute of limitations. Generally, it is advisable to file your claim as soon as possible to ensure a smoother process. For instance, the Texas statute of limitations for filing a personal injury claim is typically two years from the date of the accident. However, it is crucial to check your policy details and consult with a personal injury lawyer to avoid any delays that could impact your claim.

What types of compensation can I expect to receive from a State Farm insurance claim?

Compensation from a State Farm insurance claim can cover a range of damages, including medical expenses, lost wages, vehicle property damage, pain and suffering, and other costs associated with the accident. The specific types and amounts of compensation will depend on the details of your case, including the severity of your injuries and the extent of your financial losses. A personal injury lawyer can help you understand your potential compensation and fight for the maximum amount you deserve.

How can a personal injury lawyer assist with my State Farm insurance claim?

A personal injury lawyer can provide invaluable assistance when dealing with State Farm insurance claims by handling communications with the insurance adjusters, gathering necessary evidence, submitting a demand letter, and ensuring all legal documentation is correctly filed. They are skilled negotiators who can work to maximize your claim’s settlement and protect your rights throughout the process. With their expertise, you can focus on recovering from your injuries, confident that your case is being managed by a professional.

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Thompson Law receives an attorney fee and you pay no legal fees as our client unless we pay you. Thompson Law has 350 years of combined experience in legal representation and has won over $1.8 billion dollars in cash settlements for our clients. We master the art of managing client cases with empathy, compassion, respect and, of course, prodigious skill. Contact us today for a free, risk-free consultation to discuss your accident and your options.

State law limits the time you have to file a claim after an auto accident. If you have been injured in an accident, call now to get the help you need.