San Jose Commercial Vehicle Accident Lawyers

Our Commercial Vehicle Accident Lawyers Charge No Upfront Costs

If you’ve been in a commercial vehicle accident, you don’t have to handle everything alone. These crashes are often more complex than typical car accidents and can have serious consequences. Many people suffer severe injuries that require ongoing medical care, while others deal with emotional trauma and financial stress from lost wages and mounting medical bills.

Some injuries heal over time, but others lead to lasting physical limitations. On top of that, dealing with insurance companies can be frustrating, especially when they try to minimize or deny claims. This is why having an experienced lawyer on your side is so important.

Our San Jose commercial vehicle accident attorneys have years of experience standing up to large insurance companies and fighting for accident victims. We work to get the best possible outcome for our clients, helping them secure the compensation they need to recover and move forward. If you or a loved one has been injured in a commercial vehicle accident, contact us today for the guidance and support you deserve.

Insurance Requirements for Commercial Vehicles in San Jose

In San Jose, all vehicles, including commercial ones, must carry proof of financial responsibility when operating or parked on public roads. Commercial vehicles have stricter insurance requirements than private passenger vehicles to ensure adequate coverage in case of an accident.

Minimum Liability Insurance Requirements

The minimum liability insurance for commercial vehicles in San Jose is generally higher than for private passenger vehicles, reflecting the increased risk and possibility for severe damage or injury. For private passenger vehicles, the required coverage is:

• $30,000 for injury or death to one person.
• $60,000 for injury or death to multiple people.
• $15,000 for property damage.

Commercial vehicles are given much higher coverage limits. For example, a minimum of $500,000 is common, and this amount can add up significantly if the vehicle transports dangerous materials or valuable cargo.

Acceptable Forms of Insurance

Beyond standard motor vehicle liability insurance policies, commercial vehicle operators can meet financial responsibility requirements through:

• A $75,000 cash deposit with the DMV.
• A surety bond for $75,000 issued by a licensed San Jose company.
• A self-insurance certificate issued by the DMV.

Electronic Reporting and Proof

Insurance companies in San Jose must electronically report coverage information to the DMV for both private and commercial vehicles. Operators are required to carry proof of insurance at all times and present it during interactions with law enforcement, vehicle registration renewals, or after a traffic collision.

Failing to maintain valid insurance or provide proof can lead to the suspension of vehicle registration, prohibiting the operation or parking of the vehicle on public roads. It’s crucial for commercial vehicle owners and operators in San Jose to understand these requirements to avoid penalties and ensure compliance with California law.

Why Choose Thompson Law?

As one of the best personal injury law firms in the area, Thompson Law has a team of experienced and dedicated personal injury attorneys who are ready to fight for your legal rights.

At Thompson Law, we understand the emotional distress that comes with serious injuries, and we are committed to providing you with the best legal representation possible. Our trial lawyers are not afraid to take your case to court if necessary and have successfully secured billions of dollars in compensatory and punitive damages for our clients.

We have extensive experience working with insurance companies, large corporations, and medical professionals, and we know how to get you the results you deserve. We operate on a contingency fee basis, meaning you will not have to pay anything until we win your case.

Don’t let a personal injury case ruin your life. Contact Thompson Law‘s San Jose commercial vehicle lawyers today and schedule a FREE CONSULTATION to discuss your legal options. Our team of dedicated injury attorneys will provide you with the legal advice and representation you need to get the compensation you deserve.

What to Do After a Commercial Vehicle Accident in San Jose

Getting into an accident with a commercial vehicle can be overwhelming. These vehicles are much larger than passenger cars, increasing the risk of serious injuries and damages. Knowing what steps to take after a crash can help protect your safety, health, and legal rights.

Immediate Steps

• If possible, move to a safe area away from traffic.
• Call 911 to report the accident and request medical assistance.
• Stay at the scene until law enforcement arrives.

Gather Evidence

• Take photos of the damage, injuries, road conditions, and surrounding area.
• Get contact details from witnesses and all drivers involved.
• Note the commercial vehicle’s company name, license plate, and any identifying details.

Seek Medical Care

• Let paramedics check you, even if you feel fine. Some injuries may not be immediately visible.
• Visit a hospital or urgent care for a full evaluation.
• Follow all medical advice and treatment plans.

Report the Incident

• File a police report with the responding officers.
• Inform your insurance company about the accident.
• Expect a call from the commercial vehicle’s insurance company. Be careful about what you say.

Preserve Key Evidence

• Keep medical records, bills, and receipts for all treatments.
• Save all accident-related expenses and repair estimates.
• Avoid repairing your vehicle until insurance and legal experts have documented the damage.

Legal Guidance

• Speak with a San Jose commercial vehicle accident attorney for guidance.
• Do not sign any documents or agree to a settlement without legal advice.
• Liability in commercial vehicle accidents is often complicated, involving drivers, trucking companies, and insurers.

Next Steps

• Insurance companies and law enforcement will investigate the accident.
• You may need follow-up medical appointments or physical therapy.
• Insurance adjusters will likely try to settle the case quickly. Be cautious and consult a San Jose commercial vehicle accident lawyer before accepting an offer.

Possible Outcomes

• You may receive a settlement offer from the trucking company’s insurer.
• If a fair agreement cannot be reached, the case may go to court.
• Compensation can vary depending on the severity of injuries and damages.

If you need legal support, a San Jose accident attorney can help you navigate the claims process and fight for fair compensation.

How Commercial Vehicle Accidents Differ from Typical Car Accidents

Commercial vehicle accidents in San Jose differ from regular car accidents due to stricter regulations, unique collision types, and often more severe injuries.

Regulations

Commercial drivers in San Jose must obtain a Commercial Driver’s License (CDL), classified as Class A, B, or C, depending on the vehicle type. For example, a truck driver transporting goods through San Jose’s industrial areas would need the appropriate CDL. Additionally, taxi and rideshare drivers, such as those operating near San Jose International Airport, may require specific local permits. Traffic violations, like speeding on Alum Rock Avenue, can result in harsher penalties for commercial drivers, including more points on their licenses.

Collision Types

Due to their size and weight, commercial vehicles can be involved in unique and severe accidents. A semi-truck might experience a jackknife incident on Interstate 880, blocking multiple lanes. Alternatively, a top-heavy delivery truck could roll over while navigating a sharp turn near Willow Glen, posing significant risks to nearby motorists.

Injuries

Accidents involving commercial vehicles often result in more severe injuries. The substantial size difference means that a collision between a passenger car and a large truck on El Camino Real can lead to catastrophic outcomes for the car’s occupants.

If you’re involved in a collision with a commercial vehicle in San Jose, make sure you consult with an experienced attorney. Filing claims against commercial insurance policies can be complex, and professional guidance ensures your case is thoroughly investigated, liability is accurately assigned, and you receive the compensation you deserve.

At Thompson Law, we ensure your accident is thoroughly investigated, liability is accurately assigned, and your case is prepared for maximum compensation. Our team of skilled negotiators will advocate fiercely on your behalf. Contact us for a FREE CONSULTATION anytime.

What is a Commercial Vehicle?

San Jose’s busy streets and highways are filled with commercial vehicles that keep the city running. These vehicles serve different purposes but are all classified as commercial because they are used for business rather than personal transportation.

The following are key characteristics of commercial vehicles in San Jose:

• Usually larger and heavier than personal vehicles
• May need operators to hold specialized licenses
• Regulated by the California Department of Transportation
• Covered by commercial insurance policies

If you’ve been in an accident involving a commercial vehicle in San Jose, understanding the specific legal and insurance implications is going to help you win your case. Seek advice from our San Jose-based commercial vehicle accident attorney so we can offer valuable guidance in addressing these complex cases.

Types of Commercial Vehicles

In San Jose, a commercial vehicle is any motor vehicle mainly used for business purposes, whether it’s transporting goods, passengers, or providing services. These vehicles are often larger (like 18-wheelers) and heavier than personal cars and play a crucial role in industries like transportation, construction, and delivery.

Here are some of the most common commercial vehicles in San Jose:

• Freight trucks and semi-trailers seen on major highways
• Buses, including VTA public buses and school buses
• Delivery trucks and vans used by businesses like Amazon, UPS, and FedEx
• Taxis and rideshare vehicles, such as Uber and Lyft
• Construction vehicles, like dump trucks and cement mixers used on job sites
• Service vehicles, such as utility trucks used for repairs and maintenance
• Food trucks, which are popular in downtown and event areas
• Tow trucks, used for roadside assistance and vehicle recovery
• Emergency vehicles, including ambulances and fire trucks
• Tanker trucks, which transport fuel or hazardous materials

Since these vehicles are used for business, they are subject to strict regulations. Many require drivers to have a Commercial Driver’s License (CDL) and follow federal and state safety laws. They also need commercial insurance, which is different from personal auto insurance and typically provides higher coverage due to the increased risks involved.

If you’re involved in an accident with a commercial vehicle in San Jose, it’s important to understand your legal rights. These cases can be complex, as multiple parties may be responsible, including the driver, the company that owns the vehicle, or even the manufacturer. Seeking legal advice can help you navigate the situation and determine the best course of action.

San Jose Commercial Vehicle Accident Statistics

San Jose experiences a high number of commercial vehicle accidents every year, similar to trends seen across the country. According to the Federal Motor Carrier Safety Administration (FMCSA), large trucks were involved in 494,000 crashes nationwide in 2021, including 5,340 fatal accidents.

San Jose’s busy highways, such as Interstate 880, Highway 101, and Interstate 280, see heavy commercial traffic daily. Delivery trucks, freight vehicles, and public transit buses operate in high volumes, making accidents more common. Urban congestion, tight intersections, and frequent stops add to the risks.

Commercial vehicle accidents involve a range of vehicles, including tractor-trailers, buses, utility trucks, and delivery vans. Areas with dense business activity, such as Downtown San Jose and the North San Jose business district, see a higher frequency of these crashes.

For more information about large truck and bus safety and statistics, visit FMCSA’s website.

Common Types of Commercial Vehicle Accidents

Commercial vehicle accidents can result in severe injuries and property damage. Different types of crashes occur based on road conditions, driver actions, and vehicle type. Here are some of the most common commercial vehicle accidents in San Jose:

• Jackknife Accidents:  A truck’s trailer swings outward, forming a V-shape with the cab. This often happens when a driver brakes too hard or turns too quickly.
• Underride Accidents:  A smaller vehicle crashes into the rear or side of a truck and slides underneath. This type of accident is especially dangerous, often resulting in severe injuries.
• Truck Rollovers:  Large trucks can roll over if they take a turn too fast, brake suddenly, or hit uneven road surfaces. These accidents pose a serious risk to nearby vehicles.
• Tire Blowouts:  A sudden tire failure can make a commercial vehicle swerve uncontrollably, creating dangerous conditions for other drivers.
• Rear-End Collisions:  Large trucks need more time to stop than smaller vehicles. When they fail to slow down in time, rear-end crashes can be devastating.
• Head-On Collisions:  When a truck or bus crosses into oncoming traffic, these accidents are often fatal due to the force of impact.
• Wide Turn Accidents:  Trucks need extra space to turn. If a driver misjudges the distance, they may hit nearby cars or pedestrians.
• T-Bone Collisions:  These side-impact crashes happen at intersections, often when a truck or bus runs a red light or fails to yield.

If you’ve been injured in a commercial vehicle accident, our San Jose legal team is here to help. Call us today for a FREE CONSULTATION to discuss your case and your rights.

Common Causes of Commercial Vehicle Accidents in San Jose

Commercial vehicle accidents in San Jose happen for many reasons, and knowing what causes them can help drivers stay safe. Some of the most frequent causes include:

• Driver Fatigue:  Long hours on the road can make truck and bus drivers exhausted, leading to slower reaction times and poor decision-making.
• Distracted Driving:  Using a phone, eating, or adjusting controls while driving reduces attention and increases crash risks.
• Speeding and Reckless Driving:  To meet tight delivery schedules, some drivers go too fast or take unsafe risks, making accidents more likely.
• Poor Vehicle Maintenance:  Commercial trucks and buses need regular inspections. Brake failures, worn-out tires, or broken headlights can lead to dangerous accidents.
• Driving Under the Influence:  Alcohol, drugs, and even some prescription medications affect judgment and coordination, putting everyone on the road at risk.
• Improper Cargo Loading:  Overloading or failing to secure cargo can make a truck unstable, leading to rollovers or lost loads on the highway.
• Bad Weather Conditions:  Fog, heavy rain, and high winds in San Jose can reduce visibility and make roads slippery, increasing accident risks.
• Inexperienced or Poorly Trained Drivers:  Commercial drivers must go through extensive training. Inexperienced drivers may struggle with turns, stopping distances, and handling large vehicles.
• Aggressive Driving by Other Motorists:  Some passenger vehicle drivers make sudden lane changes, cut off trucks, or tailgate, increasing the risk of crashes.
• Poor Road Conditions:  Potholes, road construction, and debris on San Jose highways can be especially dangerous for large commercial vehicles.
• Lane Merge Mistakes:  Large trucks have blind spots, making merging dangerous if a driver doesn’t check carefully.

Mechanical Causes of Collisions in San Jose

Accidents involving commercial vehicles in San Jose can stem from various mechanical issues. It’s essential to recognize these potential problems to ensure road safety. In addition to the driver, other parties may share responsibility for a commercial vehicle accident. Vehicle manufacturers are mandated by law to produce safe, high-quality vehicles and equipment.

• Mechanical Issues:  Faulty brakes, tire blowouts, malfunctioning airbags, or defective seat belts can lead directly to accidents.
• Manufacturer Responsibility:  Vehicle manufacturers are obligated to produce safe, reliable vehicles. If they neglect proper safety testing, fail to issue recalls, or don’t address known defects, they can be held accountable.
• Owner/Operator Negligence:  Owners and operators of commercial vehicles must perform regular maintenance and adhere to San Jose’s strict inspection standards.

If you’ve been involved in an accident and suspect mechanical failure played a role, it’s best to consult with a San Jose commercial vehicle accident lawyer. They can investigate the incident, identify any mechanical issues, and hold the responsible parties accountable.

Environmental Causes of Collisions in San Jose

Environmental factors, both natural and man-made, can create hazardous driving conditions leading to accidents in San Jose. These factors affect the environment where the collision occurs and can affect liability in specific circumstances.

• Construction Hazards:  San Jose’s ongoing development means frequent construction zones. Poorly maintained roads, inadequate signage, or unsafe detours can contribute to accidents. For example, if a driver encounters an unmarked lane closure on Santa Clara Street and crashes, the construction company or city may be liable for not providing proper warnings.
• Weather Conditions:  While natural events like heavy rain or fog can’t be controlled, drivers are expected to adjust their behavior accordingly. Failing to slow down during a downpour on Highway 87, for instance, can lead to hydroplaning and accidents. In such cases, the driver may be held responsible for not exercising appropriate caution.

Given the complexity of accidents involving environmental factors, discussing your case with a knowledgeable commercial vehicle accident attorney familiar with San Jose’s laws and conditions is essential. They can help determine how these elements may have contributed to your accident.

FAQs About San Jose Commercial Vehicle Accidents

What qualifies as a commercial vehicle in San Jose?

A commercial vehicle is any vehicle used for business purposes, including transporting goods or passengers for profit. Common examples include delivery trucks, semi-trucks, buses, taxis, and rideshare vehicles like Uber and Lyft.

Who can be held liable in a commercial vehicle accident?

Liability in these accidents can extend beyond the driver. The vehicle’s owner, the company that operates it, or even the manufacturer could be responsible if mechanical issues contributed to the crash. For example, if a delivery truck’s brakes failed due to poor maintenance, both the company and the maintenance provider could be held liable.

What should I do if the commercial vehicle’s insurance company contacts me?

Insurance companies often try to settle quickly and for as little money as possible. Avoid giving a detailed statement or signing anything before speaking to an attorney. Anything you say could be used to weaken your claim. A lawyer can help protect your rights and ensure you don’t accept a settlement that is lower than what you deserve.

How does San Jose law impact commercial vehicle accident claims?

San Jose follows California’s negligence-based system, meaning that whoever is found to be at fault is responsible for covering damages. The state also has strict insurance requirements for commercial vehicles, which can make these claims more complicated. Having a lawyer who understands these laws is crucial to navigating your case successfully.

What is the statute of limitations for filing a claim after a commercial vehicle accident in San Jose?

In most cases, you have two years from the date of the accident to file a personal injury claim. However, if a government entity is involved, such as a public transit bus, the deadline could be much shorter. To avoid losing your right to compensation, it’s best to speak with an attorney as soon as possible.