A sudden collision inside an app-based ride can leave you facing ambulance bills, missed paychecks, and nonstop calls from insurance adjusters who want a written statement now. The driver’s status inside the app controls which policy applies and whether the full one-million-dollar commercial coverage is available. Preserving trip data before it disappears is crucial, and our team moves the moment you call. Contact us for a FREE CASE REVIEW.
If you’re thinking about driving for Uber, Lyft, or another app-based service in Moreno Valley, it’s important to understand what qualifies as a rideshare vehicle under California law. Not every car with a Lyft or Uber sticker in the window meets the official criteria.
In California, including Moreno Valley, a rideshare vehicle is officially categorized as a Transportation Network Company (TNC) vehicle. To meet this definition, the vehicle and its driver must comply with several specific standards:
Failing to meet any of these requirements can lead to penalties, denied access to the platform, or even legal consequences if you’re caught operating outside of the law. Before hitting the road in Moreno Valley, make sure your vehicle and credentials are fully compliant with TNC regulations.
Insurance carriers handle hundreds of TNC claims every week and know exactly how to delay or deny. We secure in-app metadata, subpoena cell-tower pings, and document every loss, from a same-day visit to the nearest medical center to the overtime you missed at the Amazon ONT6 fulfillment center. When negotiations stall, we file suit in Riverside County Superior Court so the defense understands your claim will not fade away. Schedule your FREE CONSULTATION today.
Rideshare accidents often involve complex insurance issues and multiple parties, making them more challenging than typical car crashes. At Thompson Law, we have the experience and resources to navigate these complexities and fight for the compensation you deserve.
With more than $1.9 billion recovered for injured clients, Thompson Law arrives trial-ready. Founding attorney Ryan “The Lion” Thompson pressures insurers to pay full value rather than face a Riverside jury. You pay nothing up front, and we advance all litigation costs. For example, we secured a $1,040,780 settlement for a client injured in a rideshare collision, covering medical expenses, lost wages, and pain and suffering. Request a FREE CASE REVIEW today.
Liability depends on exactly what the driver was doing inside the app when the crash happened under California’s TNC insurance hierarchy.
If the rideshare driver wasn’t logged into the Uber or Lyft app at the time of the crash, then only their personal auto insurance applies. In California, that often means just $15,000 in injury coverage per person, which is rarely enough for serious injuries. If your damages go beyond that amount, you may need to pursue the driver directly. We move fast to determine the driver’s status and secure any evidence showing they were off duty..
When the driver is logged into the app but hasn’t yet accepted a ride, limited coverage from the rideshare company becomes available. This “Period 1” includes up to $50,000 per person for injuries, $100,000 total per crash, and $30,000 for property damage. While this provides more protection than a personal policy alone, it’s often not enough for significant injuries. Because this coverage is contingent, Uber or Lyft may still try to shift blame to the driver’s own insurance. We know how to push back.
Once a ride is accepted or a passenger is inside the vehicle, Uber and Lyft provide their full commercial coverage. This includes $1 million in liability coverage and uninsured or underinsured motorist protection. There is also contingent collision coverage up to the vehicle’s value. Whether you were a rideshare passenger or someone hit by a rideshare driver, this level of coverage offers strong financial protection. Our team knows how to prove the driver was on the clock and make that coverage apply.
Our Moreno Valley rideshare accident lawyers work around the clock because we know how fast key evidence can disappear. We set up same-day medical appointments, dispatch investigators to the scene before skid marks fade, and immediately secure surveillance or dash cam footage when it’s available. At Thompson Law, we believe victims shouldn’t have to navigate a legal maze while they’re injured and overwhelmed.
If you were hurt in a rideshare crash in Moreno Valley, California law allows you to pursue multiple categories of compensation. These damages fall into three primary types: economic, non-economic, and punitive. Our legal team works with medical providers, financial experts, and life-care planners to build a clear, well-documented claim that accounts for all current and future losses.
Economic damages cover the financial costs that result directly from the crash. This includes emergency transport, hospital stays, diagnostic imaging, surgery, follow-up appointments, physical therapy, and medication. All of these are verified with itemized medical records and bills. If you missed time from work, we calculate lost wages using pay stubs and employment records. If your injury reduces your long-term ability to earn, we bring in vocational experts to determine diminished earning capacity. Property damage is also included, such as a broken phone, destroyed laptop, or damaged personal items that were inside the vehicle at the time of the crash.
Non-economic damages compensate for the human impact of the crash, even though these losses are not tied to receipts or invoices. We pursue compensation for pain and suffering, such as chronic physical discomfort, reduced mobility, or loss of independence. Emotional distress is also covered, including anxiety, depression, PTSD, disrupted sleep, or a general loss of enjoyment in your daily life. These damages are often supported through psychological evaluations, witness statements, and your own detailed testimony.
Punitive damages may be available in cases where the rideshare driver’s behavior shows a conscious disregard for the safety of others. This can include situations involving intoxicated driving, street racing, or repeated traffic violations while logged into the app. Unlike economic and non-economic damages, punitive damages are not designed to reimburse you. They are intended to punish the wrongdoer and send a clear message that reckless conduct will not be tolerated.
Request a FREE CASE REVIEW today to get a full assessment of the compensation you may be entitled to.
A lot of rideshare accidents are caused by preventable mistakes due to the driver’s negligence, below are some of the common reasons why they happen in the first place:
If any of these factors played a role in your crash, we are ready to hold the negligent party accountable. Call for a FREE CONSULTATION any time.
Prop 22 kept rideshare drivers classified as independent contractors, preserving the existing insurance structure but limiting direct negligence claims against Uber or Lyft. Your primary path to compensation remains the $1 million TNC policy or a third-party driver’s insurer, and recent appellate rulings have left that framework intact. Call for a FREE CASE REVIEW.
Yes. When the driver is en route or you are already inside, a combined $1 million liability and uninsured/underinsured motorist policy applies. Contingent collision covers your personal property, subject to a deductible. Payouts are never automatic—you must file a detailed, evidence-based claim, and litigation is sometimes necessary to unlock full limits.
Drivers must comply with California Vehicle Code sections on speed, hands-free device use, and zero-tolerance drug and alcohol rules. The Moreno Valley Municipal Code also prohibits curbside pickup in fire lanes at Moreno Valley Mall and regulates staging near the March Field Metrolink Station . Violations can strengthen your negligence claim. Request a FREE CONSULTATION.
Moreno Valley is no stranger when it comes to high-risk pickup zones and intersections, which is why both drivers and pedestrians need to be cautious, especially when traversing through these areas:
From your first call, we send a notice of representation to every insurer, coordinate medical care, and preserve digital evidence. Our attorneys handle all paperwork, negotiate liens so more money stays in your pocket, and update you regularly. When necessary, we file suit and prepare for trial, making it clear we will not settle for less than full value. Schedule a FREE CASE REVIEW.
If you were hurt in an Uber or Lyft accident near the Moreno Valley Mall, caught in a collision on SR-60, or struck while walking near a rideshare pickup zone, you deserve a legal team that takes your case seriously from the very beginning. At Thompson Law, our Moreno Valley rideshare accident lawyers know how confusing and frustrating these cases can be, especially when multiple parties are involved. That’s why we’re here to guide you through every step and demand full compensation for your injuries, lost wages, and pain.
We take on the insurance companies so you don’t have to, and we don’t get paid unless we win. Contact us today for a FREE, NO-OBLIGATION CONSULTATION. Your recovery starts with one call.
Settlements cover medical bills, lost wages, pain and suffering, and future care. Catastrophic cases involving spinal or brain trauma often reach the $1 million policy limit.
We pursue the at-fault driver’s insurer first. If their limits are insufficient, we trigger Uber or Lyft’s uninsured/underinsured coverage to close the gap.
Multiple insurance carriers, disappearing digital trip data, and the driver’s changing app status create a complex liability puzzle that demands fast legal action.
We subpoena app logs, GPS pings, and cell-tower records to identify the driver and trigger the rideshare company’s uninsured motorist coverage.
Yes. Soft-tissue injuries can worsen over time, and early representation prevents insurers from exploiting delays or paperwork errors.
Thompson Law charges NO FEE unless we obtain a settlement for your case. We’ve put over $1.9 billion in cash settlements in our clients’ pockets. Contact us today for a free, no-obligation consultation to discuss your accident, get your questions answered, and understand your legal options.
State law limits the time you have to file a claim after an injury accident, so call today.