No one honestly plans to get hurt on the job. Yet, it happens every day. If you’re hurt on the job, you may feel like you’re stuck between a rock and hard place. You need a Forth Worth workers compensation lawyer to help you protect your rights as an employee.
Fort Worth Employers Must Have Workers Compensation Insurance
Under Texas law, most employers must have a workers compensation insurance policy. This insurance is provided at no cost to employees. There’s no charge for employees to file a claim. Yet, many employees feel bad if they file a workers compensation claim. They don’t want to cause their employer any problems. They worry about their jobs.
And employers? Even the best employers either have a workers compensation insurance policy or went through the steps to prove to the State of Texas that they have sufficient funds to take care of their injured workers. Employers could have the best intentions and want their employees to be happy, but they don’t necessarily want to have their insurance premiums raised. Insurance companies are, after all, for-profit businesses.
How Can an Injured Worker File a Workers Compensation Claim?
If you’re hurt on the job, you have the legal right to file a workers compensation claim. You don’t have to be on the premises of your employer for the injury to occur. If you make deliveries, visit clients on behalf of your employer, or pick up items for your employer and you’re in a car wreck, you could have a potential workers compensation claim. If you’re working at a client’s location for your employer and you get hurt at the client’s location, you could have a potential workers compensation claim.
Depending on where your on-the-job accident occurs and the severity of your injuries, your first step will either be to call 911 or to report the incident to your supervisor. Call 911 if you have a medical emergency or if you’ve been involved in a car accident. When the police respond, they will write a report. Get the report number from the responding officer so that you may get a copy of the report at a later date. Informing your supervisor of the incident is important. If it happened on their premises, they have the opportunity to correct the issue that caused your injury. This helps protect your co-workers.
Fill out an incident report for your employer. Then, contact your HR representative to start the workers compensation claim. Workers compensation can help you by providing money for your medical care, medication, lost time from work for temporary or permanent disability, and other needs. You may be directed to see a specific doctor for your injuries. You also have the right to visit your own doctor, but you may have to pay your co-payment. If you pay for your own care, keep your receipts. You may be eligible for reimbursement.
Next, contact a Fort Worth workers compensation lawyer to discuss your injury and your workers compensation claim. We can help you by dealing with your employer related to your injury, the workers compensation insurance company, and help protect your legal rights as a worker.
To learn more about how Thompson Law can help you with your workers compensation insurance claim, call us now to schedule your free consultation: 1-800-LION-LAW.